Step into the Future with New “bob World”
Bank of Baroda has been named the Best Technology Bank for the 2nd year in a row at Indian Banks’ Association’s (IBA) in the 21st Annual Banking Technology Awards 2025 & now we are pleased to announce the launch of New bob World, the next generation of our mobile banking application, built on a modern digital architecture to deliver a faster, smarter and more secure banking experience. This upgraded platform introduces an enhanced user interface, improved performance, and seamless navigation, enabling customers to access a wide range of banking services with greater ease and efficiency. With a focus on innovation and customer-centric design, bob World 2.0 leverages advanced technology to ensure scalability, reliability and enhanced security, setting a new benchmark in digital banking. Customers can look forward to a more intuitive and personalized experience with 370+ services as we continue to evolve our digital ecosystem.
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bob World
A World that is in tune with your World- Revamped User Interface with state-of-the-art design
- Secure app with dual pin for login & transactions
- Bank-from-home with the all-in-One App at your fingertips
- Aggregated savings with 360° view of account balance
- Refer, Earn & invite friends into your world of banking
- Experience customized mode of application with Gold, NRI, Millennial & Woman persona designed for senior citizens, NRI customers, customers aged between 15 to 24 years & female customers respectively.
- Enhanced shopping experience with exclusive deals on bob store
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Save
Your world of savings & rewards- Open your Midas Digital only savings account online
- With Video Know Your Customer (KYC) procedure & say bye to branch visits
- Enjoy a bouquet of benefits under Baroda Benefit rewards program
- Save intelligently by tracking your expenses with our spend analyzer
- Transact with confidence as we have zero hidden cost
- Take control by managing your debit cards efficiently
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Invest
Your world of growing investments- Take informed investment decisions with Mutual Funds- your one-stop Wealth Management solution
- Invest in Government schemes such as PPF, NPS, APY and e-KVP in a single click
- Insure yourself affordably & secure your family with PMJJBY, PMSBY and Insurance plans.
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Borrow
Your world of hassle-free loans- It's time to turn your dreams into reality with Digital loans #DilseDigital
- A bouquet of products such as Home, Car, Personal, Mudra, MSME, Loan against FD/RD
- Know before you take loans with our Credit Score, Eligibility check & EMI calculator features
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Shop
Your world of secure shopping- Travel solutions such as Bus, Train, Flight & Hotel Booking to make your trips more memorable
- Compare & shop merchandise - We help you choose the best deal
- Bill & Recharge Payments at your convenience
- No need to use multiple UPI payment apps when you have bob World
- Brands2you, Passport, Xplore the Globe & Healthcare services all at your fingertips!
*ADJUDGED AS “BEST TECHNOLOGY BANK OF THE YEAR” AMONGST LARGE BANKS, BY AN EMINENT JURY OF IBA ANNUAL BANKING TECHNOLOGY AWARDS